What Is RTI (Return To Invoice)

RTI is the absolute best protection for purchases made on nearly any type of vehicle using either cash, line of credit or other alternative finance methods. Never before has a company offered an alternative to the consumer when using cash or a line of credit that protects the integrity and price of the vehicle like RTI. Return to Invoice pays the difference between the total loss (through an accident resulting in an insurance write off, or a theft resulting in loss of vehicle) the depreciated value of the vehicle, and the original price paid for the vehicle. In other words, with Return To Invoice (RTI) you can be sure you will receive the full purchase value (amount stated on the original sale invoice) back in the event of a complete vehicle loss.

In today's world it is unlikely that you would receive enough of a settlement from your primary insurance company in the event of a loss to cover the replacement of the vehicle, more than likely the amount your insurance company will offer will be substantially lower than the amount you paid or would need to replace the vehicle, that's why it's more important than ever before for consumers to have the opportunity to purchase such a comprehensive product as the On Track RTI.

All motor vehicles depreciate significantly during the first 24 months and newer vehicles depreciate even faster during this period, and, over the past few years there has been a shift in the depreciate values for all vehicles, even premium or luxury automobiles that previously had very high replacement values have been altered to reflect the current financial conditions seen globally, this means that all vehicles are subject to a steep depreciative curve, no vehicles are immune to this. The advantage of using Return To Invoice Gap is that it helps to refund the depreciation, so you get back what you originally paid for the vehicle, it is available for new and used vehicles, not more that 7 years old and can be used on sales using cash, line of credit and even finance situations.

Here's a sample of how the program works:

• Original sale invoice amount: $19,000
• Settlement from Insurance Company after loss: $15,000
• RTI Gap Claim Amount: $4,000
• Consumer's out of pocket obligation: $0

And yes, it's really that simple.

Don't let the loss of your vehicle turn into a potential disaster that could dramatically change your future purchase options, if you didn't have RTI could you handle an out of pocket expense of a few thousand dollars? Would you be able to purchase a replacement vehicle of like model and options, or would you have to look at possible an older vehicle with less options, more mileage or even not replacing the vehicle due to the added financial stress of the shortfall amount needed to add to the new vehicle? These are all legitimate questions to ask and answer, no one likes to think about the worst possible solutions, but let's face it, in today's economy even the strongest financial situations need to be investigated and explored, don't let your purchase intentions be undermined by a dealership that doesn't offer you and your family the kind of peace of mind that the On Track RTI product offers.

Highlights:

• New and used vehicles
• Automobiles, ATV's, Motorcycles, Boats, Recreational Vehicles, Snowmobiles are all eligible
• Purchased using Cash, Line of Credit, and Finance
• Vehicles not older than 7 years
• Purchase amount up to $70,000
• Maximum claim amount of $15,000
•  Refunds depreciation